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Why Have Cyber Insurance?

Why Have Cyber Insurance?

From Yahoo to Marriott, the media has covered several different high-profile data breaches over the last few years and for good reason. One of the biggest threats to your company’s financial well-being and overall reputation is cyber crime. And no firm is immune—small...
Do I Need To Purchase An Extended Reporting Period?

Do I Need To Purchase An Extended Reporting Period?

An Extended Reporting Period (also known as ERPs or “tail coverage”) is intended to cover potential gaps between policies or practices, allowing you to extend the time available to report a claim made against you after last policy has expired. These options do not...
Mind The Gap: Securing Coverage For Prior Acts

Mind The Gap: Securing Coverage For Prior Acts

Professional liability insurance coverage is determined on a claims made and reported basis, looking to the policy that is in place at the time the claim ripens and is reported to the insurer. There are a few other elements that factor into whether a policy covers a...